Privacy Policy

 

Fair Way Lending LLC is committed to protecting the privacy of our clients. Our Privacy Policy provides our clients with the information related to the types of information we collect, how we collect, use, disclose, and safeguard your nonpublic personal information. Periodically, we will update this Privacy Policy to reflect changes in our policies and practices.​

 

Credit Bureau Reports

 

Fair Way Lending LLC uses credit bureau reports in order to evaluate our clients' credit worthiness and to protect our clients from fraudulent conduct. Therefore, we may obtain a credit bureau report about you when you apply for or obtain any financial services and products from us , including the making or servicing of your mortgage loan. This report contains information pertaining to your credit history. This information will only be used for such purposes.

In accordance with the Fair Credit Reporting Act, Fair Way Lending LLC will share information regarding the status of your loan or other accounts with the credit bureaus. Pursuant to this Act, you have the right to ensure that the content of your credit report is accurate. If you believe that we have sent inaccurate information to the credit bureaus, please contact us at 502.882.1609.

Fair Way Lending Processes 

In order to provide the many services we offer at Fair Way Lending LLC, we will need to obtain certain nonpublic personal information.

We collect nonpublic   personal information about you from the following sources:

  • Information we receive from you on applications or other forms;

  • Information about your transactions with us, our affiliates, or others; and

  • Information we receive from consumer reporting agencies ("credit bureaus").

Sharing of Information

 

We do not disclose nonpublic personal information about our clients or our former clients to anyone, except as permitted by law or as otherwise disclosed in this Privacy Policy. In certain circumstances, opportunities with non-affiliated third parties may arise that we believe may be of interest and a benefit to you. We may disclose all of the nonpublic personal information we collect to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may share your nonpublic personal information with unaffiliated third parties who perform services for us, and with unaffiliated third parties who perform services related to products and services that you already have or have requested from us. Fair Way Lending LLC will disclose nonpublic personal information about you to non-affiliated third parties in response to a court order or other lawful request by a government or regulatory agency, to protect against misuse or unauthorized use of our site, to limit our legal liability, to enforce or apply our rights and agreements or as otherwise permitted by law. We may also disclose nonpublic personal information to credit bureaus and similar organizations, and may exchange personal information with reference sources and clearinghouse services for purposes of fraud protection and credit reporting and verification. In addition, we may transfer your nonpublic personal information in the event of a change of control of our company, or a transfer of the business assets to which your nonpublic personal information relates. We are not responsible for the privacy practices of any third parties or their websites which may differ from this Privacy Policy. We encourage you to review the privacy statement of each and every site that collects information from you in order to be informed of their privacy and security practices. We will not sell or distribute any nonpublic personal information about you to an unaffiliated third party in any circumstances other than those listed above.

Restrictions of your nonpublic information

 

We restrict access to your nonpublic personal information to only those authorized employees and agents who need to know that information to provide products or services to our clients.

 

Promotional Materials

 

In order to advise you of special offers provided by us or our affiliates, we may send our clients promotional materials concerning financial products and services.

 

Google Analytics Advertising Features

 

This website has enabled Google Analytics (a website tracking and reporting program) to collect data about website visits using Google advertising cookies and anonymous identifiers.  No personally identifiable information is collected nor will anonymously collected data be merged with personally identifiable information. Information is collected using “Remarketing with Google Analytics” and “Google Analytics Demographics and Interest Reporting” features.  Data collected will be used to measure website traffic and performance, enhance the website experience, or possibly display relevant advertising to visitors of the website based on visitation or behavior. Website visitors may opt out from advertising features using the Google Analytics Opt-out Browser Add-on located here.

918 Lily Creek Road Suite 202 Louisville KY 40243

2019 Fair Way Lending LLC NMLS 1308033

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Privacy Policy

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